How to choose a healthcare plan on the Obamacare Marketplace?
Question: How do I choose a health plan on the Obamacare Health Insurance Marketplace?
Answer: Below are some basic questions to consider in evaluating a health insurance plan.
- Is there out-of-network coverage?
- Does that out-of-network spending accrue toward the member’s out-of-pocket maximum?
- Do members need a primary care physician gatekeeper?
- Are my current doctors participants in the plan’s ‘network’?
Kaiser Health News provides these and additional suggestions in an article found here: http://www.kaiserhealthnews.org/stories/2014/august/19/hows-a-consumer-to-know-what-health-plan-is-best.aspx
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