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Monthly Archives

October 2014

Babette B. Bach, Esq. to Speak on End of Life Issues at Plymouth Harbor

By Elder Law, Firm News

Babette B. Bach, Esq., will present a program on end of life planning issues to residents of Plymouth Harbor on October 22, 2014.  The program will cover the legal issues that seniors should consider and the documents that are necessary to provide for a person’s wishes with regard to health care.

Bach & Jacobs, P.A. takes a personalized approach to holistically analyze a family’s situation and a client’s wishes.  Contact Bach & Jacobs, P.A. at (941) 906-1231 for an initial consultation.

Babette B. Bach, Esq. to Lecture about Estate Planning for Parents of Children with Special Needs

By Estate Planning, Firm News, Government Benefits

Attorney Babette B. Bach will give a presentation on estate planning for parents of children with special needs on October 14, 2014 at the Lakewood Ranch YMCA.  Topics will include planning for a child with special needs with a particular emphasis on special needs trusts.

If you have a child with special needs and would like legal advice on how to properly plan for your child in your estate planning, please contact Bach & Jacobs, P.A. at (941) 906-1231 for an initial consultation.

Alternative funeral/burial options: ‘Green’ Burials

By Elder Law, Estate Planning

Barbara Peters Smith, an excellent journalist in Sarasota, recently wrote a front-page article for the Sarasota Herald Tribune about the growing popularity of ‘green’ burials.  Such burials are an environmentally-friendly alternative to embalming and cremation.  Some land trusts in Florida have established ‘conservation cemeteries’ which provide families the opportunity to have an earth-friendly burial while supporting the conservation of environmentally sensitive land.  Bach & Jacobs, PA often include funeral preferences in the estate planning documents prepared for clients.  If you are interested in including the concept of green burials in your estate plan, contact Bach & Jacobs, PA to speak with attorneys Fred Jacobs and Sean Byrne, who have a background representing land conservation organizations and can provide you information about this option.  You can read Barbara Peters Smith’s article here: http://www.heraldtribune.com/article/20140906/article/140909768

Beware of paying fees for information you can download for free from Florida County websites

By Elder Law, Tax Law

Question:  A few weeks after having a deed to my residence recorded in the public records, I received a “Recorded Deed Notice” from “Record Transfer Services” in California offering me a copy of my deed and a profile of my property for $83.  Do I need to pay this?  Is this a scam?

Answer:  The short answer is: No, you do not have to pay for these documents and it may be a scam.  In fact, in Sarasota and Manatee counties in Florida, you can obtain the very same information for free by downloading it from the county government websites.   The “notice” you received likely came from a private company.  Such correspondence may be from a private company trying to get you to pay for free public records.  These companies are required to have a disclosure admitting they are not a government agency.  The County Clerks of both Sarasota and Manatee provide electronic copies of deeds recorded in the last 20 years for free download. 

You can search the Sarasota County Clerk’s records here: https://clerkpublicrecords.scgov.net/RealEstate/SearchEntry.aspx and the Manatee County’s Clerk’s records here: http://www.manateeclerk.com/Chips/OfficialRecords/search.aspx

The County Property Appraiser and the County Tax Collector in each of those counties also provides a summary page of information about your property, including the assessed value, tax owed, and legal description—all for free on the agencies’ respective websites. For Sarasota County, the site is: http://www.sc-pa.com/testsearch and Manatee County, it is: http://www.manateepao.com/ManateeFL/search/commonsearch.aspx?mode=parid

How to choose a healthcare plan on the Obamacare Marketplace?

By Health

Question:    How do I choose a health plan on the Obamacare Health Insurance Marketplace?

Answer:      Below are some basic questions to consider in evaluating a health insurance plan.

  • Is there out-of-network coverage?
  • Does that out-of-network spending accrue toward the member’s out-of-pocket maximum?
  • Do members need a primary care physician gatekeeper?
  • Are my current doctors participants in the plan’s ‘network’?

Kaiser Health News provides these and additional suggestions in an article found here: http://www.kaiserhealthnews.org/stories/2014/august/19/hows-a-consumer-to-know-what-health-plan-is-best.aspx