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Medicaid Planning

Medicaid for the Aged or Disabled

By Medicaid Planning

Medicaid for individuals who are either aged (65 or older) or disabled is called SSI-Related Medicaid.

Florida residents who are eligible for Supplemental Security Income (SSI) are automatically eligible for Medicaid coverage from the Social Security Administration. There is no need to file a separate ACCESS Florida application unless nursing home services are needed.

Individuals may apply for Medicaid coverage and other services using the online ACCESS Florida Application and submitting their application electronically. If long term care services in a nursing home or community setting are needed, the individual must meet a health test, an income test and an asset test. Long-term Care Diversion provides in-home or assisted living services that help prevent institutionalization.  Long-term Care Diversion also has a health test, an income test and an asset test.

For more information on Medicaid and Medicaid programs, visit www.dcf.state.fl.us

If you need legal advice for Medicaid planning, VA planning or estate planning, please contact our office for a consultation.  We do not recommend an application be filed if one is not asset qualified.

 

Babette B. Bach, Esquire, Board Certified Elder Law

Bach & Jacobs, P.A.

240 S. Pineapple Avenue, Suite 700

Sarasota, FL 34236

941-906-1231

941-954-1185 facsimile

www.bachjacobs.com

Medicaid Adult Protective Services Program

By Medicaid Planning

The Adult Protective Services Program is charged with protecting vulnerable adults from being harmed (Chapter 415, F.S.). These adults may experience abuse, neglect, or exploitation by second parties or may fail to take care of themselves adequately. Florida statutes require any person who knows or who has reasonable cause to suspect any abuse of vulnerable adults to report that information to the Florida Abuse Hotline at 1-800-962-2873.

The Florida Abuse Hotline screens allegations of adult abuse/neglect to determine whether the information meets the criteria of an abuse report. If the criteria is met, a protective investigation is initiated to confirm whether or not there is evidence that abuse, neglect, or exploitation occurred; whether there is an immediate or long-term risk to the victim; and whether the victim needs additional services to safeguard his or her well-being.

In addition, Adult Protective Services assists vulnerable adults to live dignified and reasonably independent lives in their own homes or in the homes of relatives or friends so that they may be assured the least restrictive environment suitable to their needs (s. 410.602, F.S.).

For more information on Medicaid and Medicaid programs, visit www.dcf.state.fl.us

If you need legal advice for Medicaid planning, VA planning or estate planning, please contact our office for an initial consultation.

Babette B. Bach, Esquire, Board Certified Elder Law

Bach & Jacobs, P.A.

240 S. Pineapple Avenue, Suite 700

Sarasota, FL 34236

941-906-1231

941-954-1185 facsimile

www.bachjacobs.com

Medicaid Qualification and Application and Medicaid Planning Strategies

By Medicaid Planning
Quick facts about Medicaid
  • Medicaid is a federal and state program that pays for long term care for those individuals that qualify.
  • There is a wrong assumption that Medicare covers long term care. Medicare does not cover costs of basic daily life expenses such as bathing, eating dressing, walking… Medicaid does.
  • The average cost for the Nursing Home in Sarasota County is $7,000.00 per month. These costs are rising annually.
  • If eligible, Medicaid pays the difference between the Applicant’s gross income and his or her care costs.
  • Law provides many Medicaid asset protection planning tools to help you dispose of your assets so that you can still use them for the rest of your life and still qualify for Medicaid.
  • Medicaid planning is technical and often complex. No two cases are alike.
What do we do?
  • Analyze your current assets, estate planning documents and medical expenses
  • Give you detailed explanation of available options for your (or your beloved one’s) Medicaid qualification
  • Provide you guidance for implementation of selected Medicaid asset protection plan. We do not sell any commercial products. We are independent legal advisors looking after your best interest.
  • Complete Medicaid application on your behalf.